Motor

This covers liability for third party property damage, personal injuries or death.The range is same as for private car policies i.e. Third Party, Third Party Fire & Theft and Comprehensive.

General Exceptions:
o Loss of Use
o Depreciation, Wear & Tear
o Mechanical or Electrical Breakdown Failures & Breakages
o Damage By Frost
o Accidents outside of the geographical area covered by the policy
o Damage caused by flood, typhoon hurricane volcanic eruption earthquake or other convulsion of nature invasion the act of foreign enemy hostilities or warlike operations

Own Damage Section
The policy indemnifies the insured against loss or damage to any motorcycle, including accessories and spare parts while attached on motor cycle. No cover while spares and accessories detached from motor cycle.

No cover for theft of accessories or spare parts unless the cycle is stolen.